Travel Insurance

Find a Desjardins Agent and Get a Quote

Take control of your insurance costs

Note: The information in brackets describes the audio and visual content of the video that is not dialogue or narration.

[Context: A cartoon explaining the advantages of the Ajusto app and how it works. Throughout the video, a narrator reads the audio content.]

[On-screen action: The Desjardins Ajusto app is displayed on a cellphone. The background is a bird’s-eye view of a highway winding through a forest.]

[On-screen text: The Ajusto® program]

Desjardins Insurance is offering the Ajusto program for free in the Desjardins Insurance Home-Auto app.

[On-screen action: Overhead view of cars on highways and overpasses, all displaying the Ajusto app’s signature letter “a.”]

Ajusto takes into account your driving behavior and habits to offer you a more personalized auto insurance premium.

[On-screen text: Steps 1 2 3]

Let’s look at how it works in 3 steps.

[On-screen action: A small car is featured to the left of a cellphone.]

[On-screen text: Step 1. Download the Desjardins Insurance Home-Auto app]

Step 1: Download the Desjardins Insurance Home-Auto app on your smartphone and enter your policy number.

[On-screen action: A check mark is displayed on the cellphone. City skyline in the background.]

Go to the Ajusto section under the Prevention tab and sign up for the program through the app.

[On-screen action: The cellphone displays a map of a sample driving route. House appears to the right with a Wi-Fi symbol above the roof.]

You don’t need to have a data plan to use Ajusto. Your driving data will be sent when your phone is connected to Wi-Fi.

[On-screen action: Cars driving on a highway in both directions. Speedometer appears on the right side of the screen.]

[On-screen text: Step 2. Drive safely]

Step 2: Drive safely.

Once Ajusto is activated, it will analyze when, where and how you drive to calculate your overall score.

Ajusto looks at:

[On-screen action: Cars continue to drive on the highway. A traffic sign pops up indicating MAXIMUM 50.]

[On-screen text: How fast you drive]

How fast you drive

Respecting the speed limit is an excellent way to reduce the risk of an accident.

[On-screen action: Cars on highway suddenly speed up and knock and spin the sign. The outline of a hazard sign appears.]

[On-screen text: How quickly you accelerate]

How quickly you accelerate

Smooth acceleration will give you a higher score.

[On-screen action: View from the side. A car on the left nearly rear ends a car on the right.]

[On-screen text: How hard you brake]

How hard you brake

[On-screen action: A double-direction arrow grows and separates the cars to a safer distance.]

[On-screen text: Safe distance]

Always keep a safe distance from the vehicle in front of you. It gives you more time to brake gently and avoid a collision.

[On-screen action: A cellphone with blank chat bubbles appears. Background is a vehicle dashboard, symbolizing texting at the wheel.]

[On-screen text: How often you look at your cellphone]

How often you look at your cellphone

Using a cellphone while driving is one of the main causes of accidents. Don’t use it, to help make the roads safer for everyone.

Ajusto also looks at:

[On-screen action: Numbers add up on a speedometer.]

[On-screen text: How far you drive]

How far you drive

The shorter your trip, the lower your risk of getting into an accident.

[On-screen action: Clock hands turn very quickly.]

[On-screen text: When you drive]

When you drive

Drivers are more likely to get into accidents during certain times of the day, like at dusk.

[On-screen action: Overhead view of a dotted line making its way through a city, symbolizing a driving route. The Ajusto app letter “a” pops up when the car has completed the route.]

[On-screen text: Where you drive daily]

Where you drive daily

The more regular your daily routine, the less likely you are to encounter surprises and get into an accident. That means your score will be higher.

[On-screen action: A car is parked to the left of a cellphone featuring risk factors, like Distance, Time of the day and Trip routines.]

[On-screen text: Step 3. Learn more about your driving habits and check your score]

Step 3: Learn more about your driving habits and check your score.

[On-screen action: Numbers quickly decrease and increase, symbolizing driving scores.]

Ajusto gives you personalized tips to improve your driving. You can also see your score. The higher your score, the more you save!

[On-screen action: Return to the screen with cars driving on highways and overpasses. A hazard symbol pops up.]

[On-screen text: Safe driving habits can help reduce your auto insurance premium by up to 25%]

Safe driving habits can help reduce your auto insurance premium by up to 25%.

It pays to drive safely. But if you’re more of a risk taker, your premium could increase by up to 20%.

[On-screen action: City skyline in background, foreground features cellphone with 10% discount on screen.]

[On-screen text: Join the program!]

Join the program and get rewarded for your safe driving habits!

You can sign up for Ajusto at any time. No need to wait until your insurance is up for renewal.

[On-screen text: 10% discount the first 6 months]

You’ll get a 10% enrolment discount on your insurance for the first 6 months.

[On-screen action: Return to cars moving along a highway in both directions. City skyline in background.]

[On-screen text: 180 days and 1,000 kilometers]

After 180 days and 1,000 kilometers, you’ll get an insurance premium based on when, where and how you drive.

[On-screen action: 10% appears, first with a downward-pointing arrow, then with an upward-pointing arrow.]

[On-screen text: 10%]

Your premium may be lower or higher than it was with your 10% enrolment discount.

[On-screen text: Sign up today!]

Sign up today!

[On-screen text: Get a quote.] 

Not a Desjardins Insurance client? Get a quote.

[On-screen action: The Desjardins 6-sided logo appears, one side at a time, to the left of the Desjardins Insurance name.]

[On-screen text: Desjardins Insurance]

[On-screen legal text: Certain conditions, limitations and exclusions may apply. The discount and the personalized premium do not apply to certain endorsements or additional coverages. Ajusto is underwritten by Desjardins Insurance which refers to Certas Home and Auto Insurance Company. Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. Desjardins Insurance refers to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance, or Desjardins Financial Security Life Assurance Company, underwriter of life insurance and living benefits products. DESJARDINS®, DESJARDINS INSURANCE TM, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.]

[End of transcript]